Bethany Lutheran College students walking across the campus by YFAC and Honsey building.

Campus Services

International Student Services

Navigating Life at Bethany and in the U.S.

At Bethany Lutheran College, our international students are a valued part of our community. This page has resources to help our international students get to the United States and make the most of their time on our beautiful campus.

Health

Health Insurance

As an international student at Bethany, you are required to have health insurance during your time in the United States. The healthcare system in the U.S. is likely different from what you are used to in your home country. Health insurance helps protect you from high medical costs if you become sick or injured.

Bethany allows you to choose the health insurance plan that works best for you, but we also offer some recommendations to help you decide. At the beginning of each semester, you must submit proof of your insurance to the International Student Services office.

Please read the information below based on whether or not you are a student athlete.

Students Not Participating in Athletics

If you are not participating on a Bethany sports team, you are free to choose any health insurance plan that meets your personal needs. We have listed a few recommendations below, but you may choose a different plan if you prefer.

Student Athletes

If you are a student athlete, your insurance must include at least $10,000 of coverage for sports-related injuries. This is because injuries can happen during practices or games. If your medical costs go above $10,000, additional coverage is provided through plans carried by Bethany Lutheran College or the NCAA.

We have provided a few recommended plans below, but you may choose another plan as long as it meets the sports injury coverage requirement.

Vocabulary for Health Insurance

Insurance plan coverage can sometimes be difficult to understand, and there are some key words to understand as you consider which plan you should purchase.

  • Premium: The amount you pay every month to keep your health insurance plan active. Think of it like a subscription fee for your insurance.
  • Deductible: The amount you must pay first for your medical care before the insurance starts helping. For example, if your deductible is $500, you pay the first $500 of your medical bills yourself.
  • Copay (or copayment): A small, fixed amount you pay when you see a doctor or get a prescription. For example, You might pay $20 each time you visit the doctor.
  • Coinsurance: After you pay your deductible, you and your insurance share the cost of medical care. For example, your insurance may state that after the deductible amount has been met, you will pay 20% of the cost of medical care, and your insurance pays 80%.
  • Out-of-Pocket Maximum: This is the most you could have to pay in a year for covered medical care. After that, your insurance pays 100%. This protects you from very high medical bills.
  • In-Network Provider: A doctor or hospital that has a deal with your insurance company to provide services at lower costs. Using in-network providers saves you money.
  • Out-of-Network Provider: A doctor or hospital not connected to your insurance company. As a warning, you may have to pay much more if you use them.
  • Pre-Existing Condition: A health problem you had before your insurance started. Some plans may not cover treatments for these conditions.
  • Claim: A request for payment that your doctor or you send to the insurance company after you get medical care. Think of it like asking the insurance company to help pay your bill.
  • Coverage: The services and treatments your insurance will pay for. Always check what is and isn’t covered in your plan.

Health Providers

There are several local options for accessing medical care, both on campus and nearby. Emergency services are located less than 0.5 km away from Bethany.

Emergency – Call 911. The Emergency Department at Mayo Clinic Health System in Mankato is located a few blocks east of the college on Marsh Street.

On Bethany’s Campus: Express Care – Express Care, provided by the Mayo Clinic Health System, is an on-campus walk-in clinic that provides treatment for minor medical conditions.

  • Location: Luther Hall 104 (on Bethany’s campus)
  • Hours: 7:45 am-9:45 am
  • Appointments: Schedule your appointment on the sign-in sheet.
  • Appointments are available every 15 minutes, with the last appointment at 9:45 a.m.
  • Free to Bethany students (prescriptions, medications, and other ancillary materials not included)

Mayo Clinic Health System – Mayo Clinic Health System in Mankato offers a full range of medical services, including urgent and emergency care. It is adjacent to Bethany’s campus and within walking distance.

  • Location: 1025 Marsh St, Mankato, MN 56001. Less than 1 km (about a 5-minute walk) from Bethany’s campus
  • Hours: Open 24/7 for emergency care; other departments have varying hours
  • Appointments: Call 507-625-4031
  • Insurance: Mayo Clinic Health System works with most major health insurance providers. Students are advised to check with their insurance provider to confirm network coverage and benefits.

Open Door Health Center – The Open Door Health Center is an off-campus health care center that provides medical, dental, and behavioral health care.

  • Location: 309 Holly Ln, Mankato, MN 56001
  • 2.7 km (1.7 mi) from Bethany’s campus
  • Hours: Monday-Friday, 8 am – 5 pm
  • Appointments: Call 507-388-2120
  • Insurance: Open Door Health Center works with most major health insurance providers. Students are advised to check with their insurance provider to confirm network coverage and benefits.

Mental Health On Campus: Christian Family Solutions – Christian Family Solutions offers Bethany students on-campus counseling services. They provide a wide range of counseling, assessment, and psychological testing services.

  • Location: Honsey Hall 115 (on Bethany’s campus)
  • Hours: By appointment
  • Appointments: Fill out the online intake form, or call 800-438-1772.
  • Insurance: The cost for an initial set of 3 hours is covered by Bethany Lutheran College, at no charge to the student (through the BLC Membership Assistance Program). If additional counseling services are needed after the 3rd session, there are several options to pay for continued services.

Other Options – In addition to this list, Mankato has more health care facilities open. Visit Bethany’s Health Services page for more recommendations.

Fun

World Club and Events

Bringing Nations Together at Bethany Lutheran College

The World Club is a welcoming community for international and domestic students who want to build friendships across the globe. Our mission is to create a space where students from all nations can share their traditions, learn from one another, and feel at home on campus.

What We Do

  • Cultural Celebrations: Enjoy festivals and holidays from different countries.
  • Social Events: Meet new friends through fun activities and outings.
  • Educational Workshops: Learn about global issues, traditions, and customs.
  • Community Service: Participate in service projects that connect Bethany with the wider community.

Signature Event: International Food Sampling

Each spring, the World Club hosts the much-anticipated International Food Sampling event in April. This celebration brings together students, faculty, and staff to enjoy a delicious variety of traditional dishes from around the world. It’s a fantastic opportunity to:

  • Taste authentic foods prepared by students from many countries
  • Share stories and cultural traditions behind the dishes
  • Connect with others who love to explore global cuisine

Whether you want to try new flavors or share your own family recipes, the International Food Sampling event is the perfect way to celebrate Bethany’s global community.

Join the World Club

Everyone is welcome! Whether you’re an international student looking for a home away from home, or a domestic student eager to explore new cultures, the World Club invites you to be part of our vibrant community.

Come celebrate the world with us! For more information, contact Michael Janes, International Student Support Specialist.

Employment and Training

Employment, Social Security, and Bank Accounts

As an F-1 international student, you are allowed to work in the U.S. under certain conditions. This section provides important information about employment, practical training (OPT and CPT), and other essentials like how to get a Social Security card and open a bank account. 

Please read each section carefully to make sure you follow the correct steps and remain in compliance with your visa status.

Working Off Campus is NOT Allowed

F-1 international students are not permitted to work off campus without special authorization. Unauthorized employment is a serious violation of your visa status and is grounds for termination of your student status.

If you are interested in working off campus through approved programs like Curricular Practical Training (CPT) or Optional Practical Training (OPT), please visit the OPT and CPT section below to learn more about eligibility, application steps, and important guidelines.

Working On Campus

F-1 students can work on campus part-time (maximum of 20 hours per week) during the school year, and full-time during official school breaks.

  • Visit the student jobs page to see available positions.
  • If you are offered a job by a campus supervisor, you must visit Darci Theiste in Old Main 213 to pick up your job contract.
  • You may begin working after the contract is completed, but Bethany cannot pay you until you have received your Social Security card.
How to Get a Social Security Card

You need a Social Security card to be paid for any work in the U.S.

Steps:

1. Contact the International Student Support Specialist to make an appointment or arrange a ride to the Social Security office.

2. Bring the following documents: Your passport; I-94 (available online at i94.cbp.dhs.gov); I-20; Job contract (signed)

3. When you arrive at the Social Security office: Get a ticket from the monitor in the lobby. You will have an interview with an officer. You will receive a confirmation paper showing you completed the visit.

Your Social Security card will be mailed to your address, usually within 2 weeks.

Bank Accounts

We recommend that all international students open a bank account soon after arriving in the U.S. Having a local account helps you manage your money, receive paychecks, and avoid international card or ATM fees.

Recommended Banks Near Campus:
U.S. Bank
Wells Fargo

To open an account, visit the bank in person and bring: Your passport; Your I-94 record (i94.cbp.dhs.gov); Your Social Security card; A $25 deposit (this is not a fee—this amount stays in your account)

Important Tip: Choose paperless statements when setting up your account. Some banks charge a monthly fee if you receive paper statements by mail. Paperless is free and more convenient.

Need help getting to the bank? Contact the International Student Support Specialist for assistance.

OPT and CPT

Curricular Practical Training (CPT) and Optional Practical Training (OPT) are opportunities for F-1 international students to gain practical experience in their field of study while in the United States. These work authorizations allow students to apply their classroom knowledge in real-world settings: CPT during their academic program and OPT usually after graduation. This section will guide you through the eligibility requirements, application steps, and important rules to follow to maintain your F-1 status while working legally in the U.S.

Curricular Practical Training (CPT)

CPT allows F-1 students to work off campus in an internship that is an integral part of your academic program.

Key Points:

  • The work must be related to your major and part of a course (an internship course for credit).
  • You must have at least 60 earned credits before beginning any CPT.
  • You must receive authorization before starting any CPT job. This means that you must have received your new I-20 with the CPT marked as approved on page 2.
  • CPT must be approved by your academic department and the international office.
  • CPT is only available during your program and can be part-time or full-time.
  • A year’s worth of full-time CPT will disqualify you from OPT consideration.

Contact the International Student Support Specialist for help starting the CPT approval process.

Optional Practical Training (OPT)

OPT is a temporary employment authorization for F-1 students after completing their academic program. It allows you to work in a job related to your major.

Key Points:

  • You can apply for up to 12 months of post-completion OPT.
  • You do not need a job offer to apply.
  • You may apply as early as 90 days before your graduation (program end date)
  • The application window officially ends January 31 (for December graduates) and June 30 (for May graduates).
  • It is common for it to take 2-3 months for USCIS to process your application, so apply early.
  • While on OPT, you must report your employment and keep your SEVIS record updated.

To apply for OPT, contact the International Student Support Specialist to start the process. You must schedule an appointment for this.

OPT – STEM Extension

F-1 students who have earned a degree in a qualifying Science, Technology, Engineering, or Mathematics (STEM) field may be eligible for a 24-month extension of their post-completion Optional Practical Training (OPT).

Bethany offers 8 STEM-designated majors that qualify for this extension:

  • Biochemistry
  • Biology
  • Chemistry
  • Computer Science
  • Engineering Science
  • Exercise Science
  • Mathematic
  • Media Arts

Eligibility Requirements:

  • You must have a degree in one of the approved STEM fields.
  • You must currently be in a period of approved post-completion OPT.
  • Your job must be directly related to your STEM degree.
  • Your employer must be enrolled in E-Verify.
  • You must submit a completed Form I-983 (Training Plan) with your employer.

Step 1: Application – Once you confirm that you are eligible to apply for the STEM OPT Extension, begin collecting the documents you will need to upload in your online Form I-765 application under the “Evidence” section. You will need:

  • One passport-style color photo
  • A copy of your valid passport (photo page)
  • A copy of your F-1 visa
  • A copy of your I-94 record
  • A copy of your current EAD card (front and back)
  • A copy of your Bethany diploma
  • A copy of your Bethany transcript showing your graduation date and degree

Important: You will receive a new I-20 showing that your STEM OPT request has been entered into SEVIS after you submit your completed Form I-983 and your I-765 application has been reviewed by the International Student Support Specialist.

Step 2: Complete the Form I-983 Training Plan – Work with your employer to fill out the Form I-983: Training Plan for STEM OPT Students. This form outlines how your job relates to your STEM degree and how your employer will support your learning and development. Form I-983Instructions

Note: You do not upload this form to your online I-765 application. However, it must be submitted to the International Student Support Specialist before we can issue your new I-20 recommending the STEM OPT Extension.

Step 3: Create a USCIS Account and Start Your I-765 Application – Go to uscis.gov to create a new USCIS online account and begin filling out your Form I-765 for the STEM OPT Extension. Do not pay or submit your application until you have reviewed your full application with the International Student Support Specialist and have received your updated I-20 with the STEM OPT Extension recommendation.

Step 4: Meet with the International Student Support Specialist – Before submitting your I-765, you must meet with the International Student Support Specialist to review your full application.

During this meeting, you’ll share your screen so we can carefully check that everything has been completed correctly. This step helps prevent delays or rejections.

To schedule a meeting, contact the International Student Support Specialist directly by email or stop by the International Office.

Step 5: Submit Your Application and Pay the Fee –Once your application has been reviewed and you’ve received your updated I-20, you are ready to:

  • Digitally sign and submit your Form I-765 online.
  • Pay the filing fee through the USCIS portal.